Who pays to replace a lead service line?
Short answer
It depends on your utility. In many cities the property owner owns the private side, but programs range from fully free (NYC eligible areas, Detroit, Denver, Cincinnati) to loans (Columbus LEAP, Philadelphia HELP) to owner-paid options (Milwaukee Owner Request). Check your city page before hiring anyone.
- Official sources
- Last checked:
- Free, no sign-up
Source: EDF national map of programs (checked Oct 15, 2026).
Frequently asked questions
How can I tell if my water pipe is lead?
Find where the water line enters your home, usually near the meter. Lightly scratch it with a coin or key. Lead is soft, dull gray, scratches to shiny silver, and a magnet will not stick. Galvanized steel attracts a magnet. Copper scratches to a penny color. Confirm with your utility.